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X-ray your contractor before you sign

A construction company can look legitimate and still have insolvencies, debts, lawsuits, or directors linked to companies that have already failed. ObraXRAY cross-references official sources and shows you the risk signals before you hand over any money.

Search type

The NIF has 9 digits. Find it on the contract or at publicacoes.mj.pt

obraxray.com/contractor/51X...
Report Example

Remodelações Silva, Lda

NIF: 51X XXX X05
45
/100

Extreme Caution

Serious risks detected

Active insolvency since 2024
IMPIC credential expired
Company incorporated 3 months ago
Director with 2 prior insolvencies
Annual accounts missing (3 years)
Tax authority debtor
No Social Security debts

What to do

Do not proceed with this company. Consult a lawyer if you've already signed a contract.

20+ automated checksGenerated in 12s

Supported by

  • Digital Built Accelerator
  • Técnico Venture Lab
  • Unicorn Factory Lisboa
  • Hubii
  • Dottz Build Solutions
  • InovaGaia

Over 20 verifications

Cross-references that each source alone cannot produce: director-to-company index, real CIRE phase, phoenix pattern, civil case history, missing accounts over time.

9 official sources cross-referenced

CITIUS, IMPIC, AT, Social Security, ACT, commercial registries, and 197 civil courts - cross-referenced, not just listed.

Permanent PDF + 90 days of alerts

The report stays with you. Online access and active alerts for 90 days.

What nobody checks

What the contractor won't tell you

These are real risks we've found in construction companies in Portugal.

Their previous company went bankrupt

Opens a new company under a family member's name to hide the track record. Director analysis catches this pattern.

Their IMPIC credential has expired

Without a valid IMPIC credential, the work may be illegal. If something goes wrong, you have no legal protection.

They have court proceedings

Insolvencies, PER, lawsuits as defendant. If other clients are suing them, you'll want to know before paying.

They owe taxes or Social Security

A company with active tax debts can close at any moment. Your deposit goes with it.

The company is 3 weeks old

A recent company isn't necessarily bad, but it deserves extra scrutiny.

What to do with this information

For each risk, ObraXRAY gives concrete recommendations: which contractual protections to implement, how to structure payments, and when not to proceed at all.

How it works

Verification is simple. And it could save you thousands.

1

Search by NIF or name

Enter the NIF or company name. The search is free and no account needed.

2

See the risk level

See insolvencies, court cases, IMPIC licenses, and risk indicator - the result of cross-referencing 9 sources that individually can't answer the question.

3

Decide with real data

Get the full report for EUR 19.99 with a 0-100 score, concrete recommendations, professional PDF, and 90 days of alerts.

How it happens

The scam almost always follows the same playbook

The names and regions change, but the signals repeat. They're all in public records - the problem is nobody cross-checks them before signing.

Big deposit, minimal work

They ask for a large upfront payment, start the work to build trust, then drag it out or disappear until the client gives up.

The same house sold several times

Promissory contracts on the same property to different families. By the time anyone notices, the money is gone.

One company goes insolvent, another opens

The construction company goes insolvent without paying anyone, and the same owner reappears with a new company and a clean licence.

CONTINUOUS MONITORING

When a contractor enters insolvency, the law gives you 30 days.

Portugal tightened the rule in August 2024. Banks get paid first, and creditors who don't file within the window lose their claim. That's why we keep watching the contractor after you buy the report.

30 days

CIRE deadline

Article 128

Don't miss the deadline

Banks get paid first. You have just 30 days after the insolvency declaration to file as a creditor. Miss it and you lose the money.

In every report

90 days of online access to the contractor, with email alerts during the window (and SMS for critical events if you confirm your phone in Settings). No extra cost, included in every plan.

Recurring monitoring

We check the critical sources every day: CITIUS insolvencies, new proceedings, public debts, IMPIC licence status. If anything changes, you get an email with the event and the context. For critical alerts we also send an immediate SMS if you've confirmed your phone in Settings.

For longer projects: Proteção Contínua

Project running 18 or 24 months? Extend coverage by +12, +24, or +36 months for 24 €, 49 €, or 69 €. One-time payment, no auto-renewal.

How It Works

The tool the government should have built

We cross-reference 9 official sources that individually can't answer the question, and do the synthesis work no single source does on its own: director-to-other-companies links, phoenix patterns, the real CIRE phase, edital citations, missing annual accounts across the full history. No other service in Portugal does this.

Insolvencies and court proceedings

Insolvencies, PER, executions, mass litigation and edital citations from CITIUS. We classify the real phase of each CIRE case - filed, declared, or closed - because that distinction changes the risk entirely.

Company data verified

Share capital, incorporation date, address, activity, and company status. We replay published events in order to determine who is currently an active director - work the Ministry of Justice publications don't do for you.

Construction license (IMPIC)

License or certificate verification on IMPIC. Without a valid license, the work may be illegal.

Directors and shareholders - inverted index

The director-to-company cross-reference doesn't exist in any public source. We built that index from scratch. Detects who opens a new company after going bankrupt, with the same people or a similar pattern.

Annual accounts - accumulated history

We accumulate the filing history that the sources don't preserve. Identifies consecutive gaps in the past that are only visible with the full series.

Tax and Social Security debts

We cross-reference the public debtor lists from the Tax Authority and Social Security, both for the company and for each director individually.

Civil proceedings in 197 courts

We accumulate daily case distributions across 197 courts. The CITIUS portal only shows a 6-month window; the history we've built since October 2025 no longer exists in the source.

Labor sanctions (ACT)

Sanctions published by the Labor Authority for workplace violations. ACT publishes current status; we accumulate the history.

Edital citations (ghost companies)

When the court cannot locate the company to serve notice, it resorts to public edital. A signal of a company with no real address or unreachable - a common pattern in construction fraud.

Sample Recommendations

Not just data. Decisions.

Each report includes concrete recommendations in plain language. No legal jargon, no ambiguity.

Proceed With Protections

Moderate risks detected, implement recommended protections

Critical

Director with prior insolvencies

One of this company's directors has 2 prior personal insolvencies. This may indicate a pattern of financial mismanagement or a phoenix company.

Critical

No valid IMPIC credential

This company has no construction credential registered with IMPIC. Law 41/2015 requires one for any construction activity. Without it, the work may be illegal.

Warning

Annual accounts missing (2 years)

No annual accounts filed in the last 2 years. Consecutive non-filing may indicate an inactive or financially struggling company.

What to do

Structure payments in phases (30% start, 30% structure, 30% completion, 10% after inspection). Include penalty clauses for delays in the contract. Require proof of mandatory insurance.

This is a real example of recommendations generated by ObraXRAY for a company with moderate risks.

9 official sources

CITIUS

Court proceedings

IMPIC

Construction licenses

Commercial Registry

Company data

Publications MJ

Official publications, directors and shareholders

Tax Authority

Tax debts

Social Security

Contribution debts

ACT

Labor sanctions

197 Courts

Civil proceedings

Portal Base

Public contracts

TEAM

Who's behind this.

Two brothers building the tool we wished we'd had before any construction work in our own family.

João Pedro Fernandes

João Pedro Fernandes

Co-founder & CEO

LinkedIn

Leads product, growth, partnerships and communications. Four years of experience in business development and operations at international technical infrastructure companies.

Fábio Miguel Fernandes

Fábio Miguel Fernandes

Co-founder & CTO

LinkedIn

Full stack engineer. Owns ObraXRAY's technical infrastructure: the systems that cross-reference 9 official sources, the director-to-company inverted index, the chronological synthesis of published events, and the historical accumulation that the portals don't preserve.

STRATEGIC PARTNER

Gustavo Araújo (Workolic)

Gustavo Araújo (Workolic)

Strategic partner and shareholder

Financial analyst registered with the CMVM and CEFA-certified. Founder of Workolic, the largest Portuguese YouTube channel on financial analysis and investing (160k+ followers), focused on financial literacy and scam prevention. He uses ObraXRAY to vet companies before every investment decision.

Full report from €19.99

One-time payment. Permanent PDF, 90 days online, alerts included.

See full pricing details

Frequently Asked Questions

No. ObraXRAY analyses public signals available in official Portuguese sources (CITIUS, IMPIC, Tax Authority, Social Security, ACT, MJ publications and others) and produces a risk indicator based on those signals. Absence of alerts only means no negative records were found in those sources at the time of analysis, not that the company is guaranteed risk-free. We still recommend direct reference checks, written contracts, and independent legal or technical advice on significant projects.
There are 9 official sources: CITIUS (insolvencies, executions, mass litigation, edital citations), IMPIC (construction licenses), Commercial Registry via NIF.pt, Ministry of Justice Publications (directors, shareholders, corporate changes history), Tax Authority and Social Security debtor lists, Portal Base (public contracts), ACT labor sanctions, and civil proceedings across 197 courts. But the sources are just the starting point. What doesn't exist in any public source: the director-to-company inverted index (built by us from scratch), phoenix pattern detection (synthetic - cross-references personal insolvencies with prior companies), the real phase of each CIRE process (our classification, not a column in any database), and the accumulated civil court history since October 2025 (the CITIUS portal only keeps 6 months).
The ObraCheck report (€19.99) includes over 20 verifications: insolvencies, PER, executions and court proceedings on CITIUS with real CIRE phase classification, civil proceedings as defendant across 197 Portuguese courts, edital citations (ghost companies), IMPIC license verification, ACT labor sanctions, director analysis via the director-to-company inverted index we built from scratch, phoenix pattern detection, tax (AT) and Social Security debts, annual accounts history, risk score from 0 to 100, concrete recommendations, email alerts for 90 days (plus SMS for critical alerts if you confirm your phone in Settings), and a professional PDF. The difference from checking manually isn't just time - it's what is simply impossible to do manually: the director-to-company link exists in no public source, the real CIRE phase requires reading and interpreting each proceeding, and the civil court history before October 2025 no longer exists on the portal. If you prefer to verify what is possible to verify manually, we published a free step-by-step guide.
No. The ObraCheck report is an informational document and serves as a starting point for your decision. For contract analysis, in-depth due diligence, or litigation we always recommend a qualified lawyer or advisor. Our role is to do the cross-referencing and synthesis work that the sources don't do for you, not to replace professional counsel.
It means no negative records were found in the official public sources consulted at the time of the analysis. It does not mean zero risk. There may be issues not yet in public registries (ongoing disputes, private debts, recent operational problems), questions outside the scope of our sources (technical quality, delays, commercial conduct), or signals that haven't reached the official sources yet. Use the report as a validation layer, not as certification.
Alerts are included with every report purchased, for 90 days, no subscription required. Whenever there are relevant changes to the contractor (new court proceedings, an insolvency declaration, IMPIC license changes), ObraXRAY automatically alerts you by email. For the critical events, we also send an immediate SMS as long as you've confirmed your phone number in Settings. SMS is optional but recommended for ongoing builds, since it reaches you before you open your inbox. This matters especially because in an insolvency you have only 30 days to file your creditor claims with the court. Without monitoring, many people only discover the insolvency after the deadline has expired. After 90 days you can re-verify (9.99 EUR) for a fresh window with updated data, or extend coverage with Continuous Protection if your build is still in progress.

Protect your investment. Verify before you sign.

The risk signals are already in public records before the work even starts. Most people only see them after losing their money. Start free and see them before you sign.

One-time payment. Permanent PDF, 90 days online, alerts included.