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Bought off-plan. Signed the CPCV. Now you wait.

What if the builder collapses before delivery? Under Portuguese CIRE law you get only 30 days to file a credit claim. An immediate alert is the difference between recovering your deposit and losing everything.

The Palmela case

In Palmela, 114 families lost 27 million euros because the builder declared insolvency and the legal deadline to file credit claims passed without warning. Continuous Protection exists so this does not happen to you.

The 30-day rule (CIRE Art. 128)

The Portuguese Insolvency Code gives creditors 30 days to file credit claims after a declaration. Without an immediate alert, the window closes. We monitor the company through the entire build and notify you within hours if anything changes.

Pick the length of your contract

One-off payment. No auto-renewal. Each extension adds 12, 24 or 36 months on top of your report's current coverage. Available after you purchase the report.

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